Blueprint Financial Education

可以用529账号付大学升学指导college counseling的费用吗?

一个家长向我提出这个问题:根据最新的大美丽法案,可以用529账号付大学升学指导college counseling的费用吗?


和很多家长一样,我先问了AI, 五分钟内得到两个答案:
1. Yes, 529 funds can generally be used for expenses related to college counseling and test preparation. AI 甚至给我一个link,查看一下是一个补习加升学网站的自说自话,不是官方网站,不可靠。


2. No, direct college counseling/admissions consulting fees are NOT considered a qualified education expense for 529 plan tax-free withdrawals under federal tax law.

如果AI 给出不同答案,一定要查法案原文:https://www.congress.gov/bill/119th-congress/house-bill/1/text

实在没有看出任何和college counseling 有关的内容。不过,确实可以用529账号直接付费到提供qualified education expenses的补习学校和相关机构。上面的补习学校里有升学指导的服务,是否能用529付此费用,目前看来这个结论还是为时过早,家长们需谨慎,AI的答案仅作研究参考,不能作为官方答案。

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